The Pros and Cons of Using Private Money to Buy a House in Wellington

Mortgage interest rates recently fell to near historic lows. But lending requirements have also become a lot stricter. And that means many people who want to buy a house are unable to get a conventional mortgage from traditional lenders. There is, however, another option, and that is private money, also known as a private mortgage … Continued

FHA Loan vs. Conventional Loans: A Guide for Home Buyers in Wellington

The two most popular mortgage loan options are FHA loans and conventional loans. The basic difference between the two is that an FHA loan is insured by the Federal Housing Administration, and a conventional mortgage isn’t. Each has its own set of pros and cons, as well as different qualification requirements. So how do you … Continued

How to Find the Best Deals on Real Estate in Wellington

Whether you’re an investor or buying a home as a primary residence, finding a deal isn’t as easy as it was just a few short years ago. During the real estate downturn of 2009 to 2012, finding great deals was pretty easy: you just had to take a look at the MLS, make an offer, … Continued

5 Tips to Help You Run Comps for Your House in Wellington

If you’re ready to sell your home, you have to know what it’s worth in order to price it appropriately. Price too low, and you’ll leave money on the table; price too high, and your home will likely languish on the market unsold. In addition, what your house is worth on the market isn’t necessarily … Continued

4 Questions to Ask When Interviewing a Wellington Realtor

Buying or selling a house will likely be the largest financial transaction of your life. And that means you’ll want the best realtor you can get – one who is a good fit and can get you the best deal possible. Finding the right realtor can be a long, time-consuming process involving getting recommendations, checking … Continued